The Peoples State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $24M | $18M | $21M | $5M | $181K | 3.02% | 15.33% | 5.59% | 0.45% |
| Q4 2025 | $24M | $18M | $21M | $5M | $163K | 3.27% | 14.56% | 6.35% | 0.68% |
| Q3 2025 | $20M | $14M | $18M | $5M | $173K | 3.43% | 14.74% | 6.52% | 0.53% |
| Q2 2025 | $20M | $15M | $16M | $5M | $171K | 3.43% | 14.76% | 6.52% | 0.64% |
| Q1 2025 | $21M | $15M | $18M | $5M | $178K | 3.43% | 15.08% | 6.66% | 0.33% |
| Q4 2024 | $20M | $15M | $18M | $5M | $170K | 3.45% | 14.18% | 6.68% | 1.54% |
| Q3 2024 | $20M | $14M | $16M | $5M | $169K | 3.47% | 14.03% | 6.70% | 0.97% |
| Q2 2024 | $19M | $13M | $16M | $5M | $161K | 3.47% | 13.84% | 6.79% | 0.52% |
| Q1 2024 | $19M | $13M | $16M | $5M | $165K | 3.52% | 14.01% | 6.79% | 0.63% |
| Q4 2023 | $18M | $12M | $16M | $5M | $163K | 3.45% | 12.88% | 6.69% | 1.70% |
| Q3 2023 | $17M | $12M | $15M | $5M | $161K | 3.39% | 12.50% | 6.67% | 1.83% |
| Q2 2023 | $17M | $12M | $14M | $5M | $158K | 3.22% | 11.88% | 6.54% | 1.89% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.