The Old Point National Bank of Phoebus
The Old Point National Bank of Phoebus quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2025 | $1.4B | $1.2B | $994M | $139M | $2M | 0.65% | 6.74% | 3.74% | 0.10% |
| Q1 2025 | $1.4B | $1.3B | $1.0B | $137M | $2M | 0.60% | 6.35% | 3.67% | 0.19% |
| Q4 2024 | $1.4B | $1.3B | $999M | $134M | $3M | 0.75% | 8.27% | 3.69% | 0.10% |
| Q3 2024 | $1.5B | $1.3B | $1.0B | $136M | $3M | 0.71% | 7.91% | 3.67% | 0.10% |
| Q2 2024 | $1.4B | $1.2B | $1.0B | $128M | $3M | 0.68% | 7.74% | 3.65% | 0.05% |
| Q1 2024 | $1.4B | $1.2B | $1.1B | $126M | $2M | 0.58% | 6.59% | 3.55% | 0.10% |
| Q4 2023 | $1.4B | $1.2B | $1.1B | $125M | $2M | 0.66% | 7.82% | 3.77% | 0.18% |
| Q3 2023 | $1.4B | $1.2B | $1.1B | $118M | $2M | 0.73% | 8.73% | 3.81% | 0.25% |
| Q2 2023 | $1.4B | $1.2B | $1.1B | $121M | $2M | 0.83% | 9.95% | 3.95% | 0.13% |
| Q1 2023 | $1.4B | $1.2B | $1.1B | $121M | $3M | 1.01% | 12.12% | 4.11% | 0.16% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.