The North Salem State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $775M | $687M | $610M | $66M | $3M | 1.62% | 19.59% | 4.17% | 0.38% |
| Q4 2025 | $776M | $690M | $610M | $63M | $3M | 1.59% | 18.96% | 4.41% | 0.07% |
| Q3 2025 | $726M | $641M | $589M | $63M | $3M | 1.64% | 19.45% | 4.42% | 0.53% |
| Q2 2025 | $704M | $623M | $578M | $59M | $3M | 1.63% | 19.47% | 4.40% | 0.05% |
| Q1 2025 | $677M | $602M | $560M | $56M | $3M | 1.64% | 19.70% | 4.38% | 0.06% |
| Q4 2024 | $654M | $582M | $537M | $54M | $2M | 1.48% | 18.23% | 4.23% | 0.00% |
| Q3 2024 | $646M | $575M | $522M | $53M | $3M | 1.50% | 18.57% | 4.18% | 0.33% |
| Q2 2024 | $650M | $582M | $517M | $53M | $2M | 1.46% | 18.21% | 4.13% | 0.06% |
| Q1 2024 | $643M | $576M | $504M | $51M | $2M | 1.52% | 19.02% | 4.14% | 0.06% |
| Q4 2023 | $605M | $542M | $497M | $49M | $2M | 1.46% | 18.71% | 4.37% | 0.00% |
| Q3 2023 | $615M | $553M | $490M | $46M | $2M | 1.54% | 19.88% | 4.38% | 0.03% |
| Q2 2023 | $589M | $529M | $482M | $47M | $2M | 1.56% | 19.87% | 4.40% | 0.04% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.