The North Country Savings Bank
The North Country Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $366M | $292M | $311M | $49M | $1M | 1.22% | 9.16% | 5.12% | 0.81% |
| Q4 2025 | $366M | $289M | $308M | $48M | $780K | 1.13% | 8.73% | 5.09% | 0.69% |
| Q3 2025 | $353M | $281M | $303M | $46M | $987K | 1.22% | 9.50% | 5.10% | 0.62% |
| Q2 2025 | $348M | $283M | $295M | $45M | $1M | 1.27% | 9.93% | 5.03% | 0.64% |
| Q1 2025 | $341M | $273M | $292M | $44M | $965K | 1.13% | 8.92% | 4.97% | 0.50% |
| Q4 2024 | $339M | $262M | $291M | $43M | $660K | 0.93% | 7.52% | 4.81% | 0.50% |
| Q3 2024 | $334M | $257M | $286M | $42M | $852K | 0.97% | 7.96% | 4.77% | 0.41% |
| Q2 2024 | $327M | $260M | $278M | $41M | $883K | 0.95% | 7.79% | 4.70% | 0.30% |
| Q1 2024 | $329M | $261M | $272M | $40M | $666K | 0.82% | 6.77% | 4.50% | 0.38% |
| Q4 2023 | $325M | $256M | $271M | $39M | $-1513K | -0.22% | -1.79% | 4.22% | 0.29% |
| Q3 2023 | $314M | $253M | $262M | $38M | $106K | 0.36% | 2.98% | 4.15% | 0.29% |
| Q2 2023 | $310M | $253M | $256M | $38M | $388K | 0.48% | 3.91% | 4.09% | 0.27% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.