The National Bank of Middlebury
The National Bank of Middlebury quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $555M | $503M | $346M | $44M | $1M | 1.01% | 12.75% | 3.54% | 0.01% |
| Q4 2025 | $557M | $506M | $350M | $44M | $1M | 0.94% | 13.45% | 3.36% | 0.20% |
| Q3 2025 | $555M | $506M | $350M | $42M | $2M | 1.00% | 14.71% | 3.31% | 0.29% |
| Q2 2025 | $553M | $506M | $348M | $38M | $1M | 0.81% | 12.34% | 3.25% | 0.19% |
| Q1 2025 | $547M | $503M | $347M | $36M | $1M | 0.74% | 11.66% | 3.20% | 0.29% |
| Q4 2024 | $548M | $492M | $347M | $34M | $902K | 0.62% | 10.72% | 2.94% | 0.24% |
| Q3 2024 | $559M | $474M | $345M | $36M | $1M | 0.61% | 10.67% | 2.90% | 0.23% |
| Q2 2024 | $555M | $476M | $345M | $31M | $694K | 0.48% | 8.86% | 2.77% | 0.33% |
| Q1 2024 | $561M | $482M | $340M | $30M | $660K | 0.47% | 8.64% | 2.74% | 0.46% |
| Q4 2023 | $561M | $487M | $336M | $31M | $624K | 0.43% | 8.83% | 2.86% | 0.39% |
| Q3 2023 | $554M | $479M | $332M | $23M | $450K | 0.43% | 9.00% | 2.89% | 0.38% |
| Q2 2023 | $549M | $470M | $328M | $27M | $495K | 0.48% | 9.65% | 2.97% | 0.45% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.