The Monticello Banking Company
The Monticello Banking Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.1B | $949M | $779M | $98M | $3M | 0.95% | 11.02% | 3.62% | 0.15% |
| Q4 2025 | $1.1B | $939M | $810M | $95M | $4M | 1.08% | 13.66% | 3.45% | 0.32% |
| Q3 2025 | $1.1B | $943M | $832M | $91M | $3M | 1.00% | 12.82% | 3.39% | 0.40% |
| Q2 2025 | $1.2B | $963M | $832M | $91M | $3M | 0.98% | 12.65% | 3.34% | 0.10% |
| Q1 2025 | $1.2B | $944M | $840M | $90M | $3M | 0.90% | 11.63% | 3.25% | 0.13% |
| Q4 2024 | $1.2B | $927M | $819M | $89M | $3M | 0.72% | 10.04% | 2.85% | 0.11% |
| Q3 2024 | $1.2B | $916M | $831M | $90M | $2M | 0.61% | 8.66% | 2.76% | 0.15% |
| Q2 2024 | $1.2B | $918M | $842M | $85M | $2M | 0.57% | 8.38% | 2.68% | 0.12% |
| Q1 2024 | $1.2B | $926M | $853M | $85M | $2M | 0.52% | 7.82% | 2.62% | 0.18% |
| Q4 2023 | $1.2B | $940M | $846M | $74M | $2M | 0.75% | 13.26% | 2.88% | 0.12% |
| Q3 2023 | $1.2B | $927M | $844M | $63M | $2M | 0.75% | 13.55% | 2.93% | 0.12% |
| Q2 2023 | $1.2B | $938M | $831M | $66M | $2M | 0.80% | 14.29% | 2.99% | 0.13% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.