The Miners State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $141M | $124M | $87M | $15M | $423K | 1.20% | 11.00% | 4.15% | 0.01% |
| Q4 2025 | $141M | $124M | $88M | $15M | $278K | 0.87% | 8.37% | 3.94% | 0.34% |
| Q3 2025 | $145M | $128M | $91M | $15M | $468K | 0.89% | 8.74% | 3.85% | 0.27% |
| Q2 2025 | $141M | $125M | $90M | $15M | $188K | 0.68% | 6.80% | 3.71% | 0.04% |
| Q1 2025 | $142M | $126M | $90M | $14M | $293K | 0.84% | 8.41% | 3.58% | 0.39% |
| Q4 2024 | $138M | $121M | $92M | $14M | $60K | 0.07% | 0.70% | 3.47% | 0.04% |
| Q3 2024 | $144M | $128M | $94M | $14M | $-193K | 0.04% | 0.35% | 3.44% | 0.83% |
| Q2 2024 | $139M | $116M | $94M | $14M | $118K | 0.33% | 3.34% | 3.43% | 0.89% |
| Q1 2024 | $138M | $121M | $92M | $14M | $112K | 0.32% | 3.25% | 3.48% | 1.16% |
| Q4 2023 | $139M | $119M | $92M | $14M | $36K | 0.53% | 5.62% | 3.63% | 1.29% |
| Q3 2023 | $139M | $124M | $88M | $13M | $199K | 0.68% | 7.22% | 3.65% | 1.26% |
| Q2 2023 | $133M | $116M | $85M | $13M | $233K | 0.73% | 7.71% | 3.69% | 1.26% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.