The Lowell Five Cent Savings Bank
The Lowell Five Cent Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.9B | $1.6B | $1.5B | $231M | $3M | 0.68% | 5.46% | 3.66% | 0.93% |
| Q4 2025 | $1.8B | $1.5B | $1.4B | $228M | $7M | 0.93% | 7.50% | 3.65% | 0.41% |
| Q3 2025 | $1.8B | $1.5B | $1.4B | $218M | $2M | 0.71% | 5.82% | 3.59% | 0.61% |
| Q2 2025 | $1.8B | $1.5B | $1.3B | $215M | $4M | 0.81% | 6.63% | 3.56% | 1.50% |
| Q1 2025 | $1.7B | $1.5B | $1.3B | $209M | $3M | 0.68% | 5.55% | 3.41% | 1.45% |
| Q4 2024 | $1.7B | $1.4B | $1.3B | $205M | $3M | 0.70% | 5.85% | 3.35% | 1.49% |
| Q3 2024 | $1.7B | $1.4B | $1.2B | $203M | $3M | 0.68% | 5.70% | 3.30% | 1.70% |
| Q2 2024 | $1.7B | $1.5B | $1.2B | $196M | $3M | 0.66% | 5.64% | 3.30% | 1.39% |
| Q1 2024 | $1.6B | $1.4B | $1.2B | $193M | $3M | 0.64% | 5.44% | 3.31% | 1.54% |
| Q4 2023 | $1.6B | $1.4B | $1.2B | $191M | $3M | 0.93% | 8.38% | 3.71% | 1.57% |
| Q3 2023 | $1.6B | $1.4B | $1.2B | $181M | $4M | 0.96% | 8.81% | 3.76% | 0.27% |
| Q2 2023 | $1.6B | $1.4B | $1.2B | $179M | $4M | 0.98% | 9.12% | 3.80% | 0.16% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.