The Lauderdale County Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $70M | $63M | $29M | $6M | $142K | 0.83% | 8.95% | 3.92% | 0.96% |
| Q4 2025 | $67M | $60M | $29M | $6M | $167K | 0.81% | 8.77% | 4.15% | 1.19% |
| Q3 2025 | $63M | $55M | $29M | $6M | $117K | 0.74% | 8.08% | 4.17% | 0.78% |
| Q2 2025 | $63M | $56M | $29M | $6M | $124K | 0.73% | 8.25% | 4.12% | 0.97% |
| Q1 2025 | $65M | $58M | $28M | $6M | $107K | 0.68% | 7.82% | 3.97% | 0.83% |
| Q4 2024 | $62M | $56M | $26M | $5M | $76K | 0.78% | 9.25% | 3.96% | 0.29% |
| Q3 2024 | $62M | $56M | $27M | $6M | $117K | 0.87% | 10.44% | 3.96% | 0.17% |
| Q2 2024 | $62M | $56M | $27M | $5M | $155K | 0.93% | 11.59% | 3.95% | 0.46% |
| Q1 2024 | $63M | $57M | $28M | $5M | $138K | 0.87% | 11.05% | 3.96% | 0.44% |
| Q4 2023 | $65M | $59M | $27M | $5M | $106K | 1.02% | 14.38% | 4.02% | 0.19% |
| Q3 2023 | $61M | $55M | $27M | $4M | $150K | 1.15% | 16.48% | 4.06% | 0.14% |
| Q2 2023 | $64M | $58M | $26M | $5M | $233K | 1.24% | 17.73% | 4.08% | 0.13% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.