The James Polk Stone Community Bank
The James Polk Stone Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $443M | $378M | $194M | $35M | $2M | 2.00% | 25.69% | 4.76% | 1.54% |
| Q4 2025 | $443M | $377M | $179M | $34M | $2M | 1.90% | 28.31% | 4.64% | 1.64% |
| Q3 2025 | $424M | $362M | $177M | $31M | $3M | 1.90% | 29.54% | 4.59% | 1.62% |
| Q2 2025 | $436M | $378M | $179M | $27M | $2M | 1.60% | 26.33% | 4.61% | 1.58% |
| Q1 2025 | $412M | $355M | $177M | $26M | $1M | 1.10% | 18.25% | 4.48% | 1.38% |
| Q4 2024 | $402M | $349M | $179M | $23M | $1M | 1.42% | 25.45% | 4.12% | 0.99% |
| Q3 2024 | $392M | $335M | $167M | $25M | $1M | 1.46% | 26.32% | 4.05% | 1.02% |
| Q2 2024 | $381M | $331M | $161M | $21M | $2M | 1.43% | 27.20% | 3.98% | 0.95% |
| Q1 2024 | $383M | $334M | $158M | $20M | $1M | 1.30% | 24.89% | 3.85% | 0.55% |
| Q4 2023 | $389M | $342M | $159M | $20M | $1M | 1.27% | 27.87% | 3.96% | 0.57% |
| Q3 2023 | $332M | $298M | $159M | $12M | $1M | 1.32% | 30.25% | 4.00% | 0.56% |
| Q2 2023 | $336M | $298M | $153M | $16M | $1M | 1.31% | 28.76% | 3.93% | 0.61% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.