The First State Bank of Shelby
The First State Bank of Shelby quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $169M | $142M | $23M | $26M | $525K | 1.26% | 8.14% | 2.27% | 0.00% |
| Q4 2025 | $164M | $138M | $25M | $26M | $240K | 0.73% | 4.71% | 2.14% | 0.02% |
| Q3 2025 | $165M | $138M | $26M | $26M | $382K | 0.77% | 5.03% | 2.06% | 0.24% |
| Q2 2025 | $159M | $134M | $24M | $25M | $292K | 0.69% | 4.57% | 2.02% | 0.01% |
| Q1 2025 | $160M | $134M | $22M | $25M | $260K | 0.65% | 4.34% | 1.95% | 0.03% |
| Q4 2024 | $159M | $135M | $25M | $23M | $41K | -0.17% | -1.10% | 1.81% | 0.02% |
| Q3 2024 | $157M | $124M | $27M | $27M | $145K | -0.26% | -1.65% | 1.78% | 0.03% |
| Q2 2024 | $157M | $124M | $26M | $25M | $-566K | -0.57% | -3.70% | 1.73% | 0.04% |
| Q1 2024 | $162M | $118M | $22M | $24M | $108K | 0.26% | 1.74% | 1.65% | 0.06% |
| Q4 2023 | $165M | $119M | $23M | $25M | $219K | 0.82% | 5.68% | 2.19% | 0.09% |
| Q3 2023 | $168M | $121M | $25M | $24M | $242K | 0.91% | 6.43% | 2.31% | 0.06% |
| Q2 2023 | $169M | $125M | $23M | $25M | $419K | 1.08% | 7.59% | 2.53% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.