The First National Bank of Waverly
The First National Bank of Waverly quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $204M | $181M | $91M | $18M | $282K | 0.56% | 6.16% | 3.02% | 3.83% |
| Q4 2025 | $196M | $173M | $93M | $18M | $186K | 0.25% | 2.99% | 2.37% | 3.33% |
| Q3 2025 | $213M | $190M | $92M | $18M | $221K | 0.22% | 2.61% | 2.24% | 2.96% |
| Q2 2025 | $210M | $187M | $96M | $18M | $119K | 0.12% | 1.46% | 2.20% | 2.98% |
| Q1 2025 | $219M | $196M | $101M | $18M | $12K | 0.02% | 0.27% | 2.05% | 2.94% |
| Q4 2024 | $221M | $183M | $103M | $18M | $-265K | -0.45% | -6.31% | 1.79% | 2.32% |
| Q3 2024 | $240M | $191M | $105M | $17M | $-735K | -0.44% | -6.40% | 1.75% | 2.16% |
| Q2 2024 | $229M | $172M | $103M | $17M | $43K | -0.03% | -0.49% | 1.79% | 0.77% |
| Q1 2024 | $234M | $179M | $99M | $16M | $-82K | -0.14% | -2.10% | 1.73% | 0.65% |
| Q4 2023 | $226M | $165M | $100M | $15M | $30K | 0.28% | 4.26% | 2.21% | 0.69% |
| Q3 2023 | $228M | $170M | $99M | $15M | $192K | 0.36% | 5.39% | 2.31% | 0.56% |
| Q2 2023 | $227M | $176M | $98M | $15M | $200K | 0.37% | 5.52% | 2.37% | 0.63% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.