The First National Bank of Lacon
The First National Bank of Lacon quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $93M | $85M | $68M | $8M | $203K | 0.86% | 10.43% | 4.06% | 0.07% |
| Q4 2025 | $96M | $88M | $66M | $8M | $284K | 1.00% | 13.41% | 3.76% | 0.00% |
| Q3 2025 | $100M | $92M | $67M | $8M | $197K | 0.95% | 13.00% | 3.69% | 1.56% |
| Q2 2025 | $107M | $99M | $64M | $7M | $307K | 1.03% | 14.32% | 3.60% | 1.72% |
| Q1 2025 | $91M | $83M | $61M | $7M | $204K | 0.85% | 11.67% | 3.62% | 0.56% |
| Q4 2024 | $100M | $93M | $59M | $7M | $283K | 1.10% | 16.29% | 3.69% | 0.56% |
| Q3 2024 | $95M | $87M | $60M | $7M | $300K | 1.08% | 16.09% | 3.72% | 0.66% |
| Q2 2024 | $101M | $93M | $59M | $6M | $221K | 0.97% | 15.09% | 3.67% | 0.62% |
| Q1 2024 | $85M | $78M | $59M | $5M | $210K | 1.01% | 15.60% | 3.72% | 0.19% |
| Q4 2023 | $81M | $74M | $54M | $5M | $162K | 0.97% | 16.74% | 3.66% | 0.11% |
| Q3 2023 | $87M | $81M | $54M | $5M | $253K | 1.03% | 18.36% | 3.61% | 0.08% |
| Q2 2023 | $90M | $84M | $53M | $5M | $198K | 0.95% | 16.97% | 3.64% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.