BranchWatch

The First National Bank of Carmi

Headquartered in Carmi, IL. Part of Southern Illinois Bancorp, Inc. FDIC certificate #3777 · Federal Reserve RSSD 209148.

Total assets
$632M
Deposits
$556M
Q1 2026
Active branches
12
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$2M
Return on assets
1.14%
Return on equity
9.61%
Noncurrent loan rate
0.49%

Deposits by year (Summary of Deposits)

0
2019
0
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Other network changes since 2020

  • 3 branches acquired through purchases or mergers

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.myfirst.bank.