The First Bank and Trust Company
The First Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.1B | $3.7B | $3.5B | $415M | $18M | 1.70% | 17.36% | 4.10% | 0.30% |
| Q4 2025 | $4.2B | $3.8B | $3.4B | $406M | $18M | 1.62% | 16.94% | 3.99% | 0.37% |
| Q3 2025 | $4.1B | $3.7B | $3.4B | $395M | $17M | 1.60% | 16.74% | 3.95% | 0.39% |
| Q2 2025 | $4.0B | $3.6B | $3.4B | $384M | $16M | 1.57% | 16.51% | 3.89% | 0.56% |
| Q1 2025 | $3.9B | $3.5B | $3.3B | $374M | $15M | 1.57% | 16.47% | 3.87% | 0.38% |
| Q4 2024 | $3.8B | $3.4B | $3.2B | $363M | $16M | 1.58% | 16.37% | 3.73% | 0.33% |
| Q3 2024 | $3.7B | $3.3B | $3.1B | $355M | $15M | 1.54% | 15.83% | 3.68% | 0.32% |
| Q2 2024 | $3.6B | $3.2B | $3.1B | $343M | $14M | 1.50% | 15.36% | 3.66% | 0.49% |
| Q1 2024 | $3.4B | $3.0B | $2.9B | $334M | $12M | 1.45% | 14.70% | 3.65% | 0.60% |
| Q4 2023 | $3.3B | $2.9B | $2.8B | $327M | $13M | 1.61% | 16.47% | 3.79% | 0.52% |
| Q3 2023 | $3.1B | $2.8B | $2.7B | $317M | $13M | 1.62% | 16.62% | 3.83% | 0.30% |
| Q2 2023 | $3.2B | $2.8B | $2.6B | $311M | $13M | 1.63% | 16.93% | 3.81% | 0.07% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.