The Farmers and Merchants State Bank
Headquartered in Scotland, SD. Part of Scotland Holding Company. FDIC certificate #13999 · Federal Reserve RSSD 425050.
Total assets
$36M
Deposits
$33M
Q1 2026
Active branches
1
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$118K
Return on assets
1.35%
Return on equity
13.77%
Noncurrent loan rate
0.13%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: wwwfmsbscotland.com.