The Farmers & Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $99M | $87M | $5M | $11M | $162K | 0.65% | 5.74% | 1.60% | 3.93% |
| Q4 2025 | $100M | $88M | $5M | $11M | $-164K | 0.16% | 1.55% | 1.41% | 0.80% |
| Q3 2025 | $99M | $87M | $6M | $11M | $114K | 0.44% | 4.39% | 1.39% | 1.39% |
| Q2 2025 | $96M | $85M | $5M | $10M | $113K | 0.43% | 4.47% | 1.37% | 1.85% |
| Q1 2025 | $94M | $84M | $5M | $9M | $93K | 0.39% | 4.21% | 1.39% | 0.25% |
| Q4 2024 | $95M | $87M | $5M | $8M | $-177K | -2.40% | -25.51% | 1.09% | 0.57% |
| Q3 2024 | $95M | $83M | $5M | $11M | $73K | -2.93% | -30.53% | 1.06% | 0.37% |
| Q2 2024 | $98M | $88M | $5M | $9M | $-2308K | -4.45% | -49.52% | 0.99% | 1.65% |
| Q1 2024 | $103M | $93M | $5M | $9M | $14K | 0.05% | 0.58% | 0.92% | 1.94% |
| Q4 2023 | $109M | $98M | $5M | $10M | $-252K | 0.17% | 2.07% | 1.30% | 1.85% |
| Q3 2023 | $100M | $93M | $4M | $6M | $27K | 0.56% | 7.04% | 1.47% | 0.33% |
| Q2 2023 | $99M | $90M | $5M | $9M | $163K | 0.78% | 9.07% | 1.70% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.