The Farmers & Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $949M | $823M | $722M | $80M | $3M | 1.19% | 14.14% | 3.34% | 2.78% |
| Q4 2025 | $954M | $826M | $733M | $80M | $2M | 1.21% | 15.50% | 3.27% | 2.74% |
| Q3 2025 | $961M | $836M | $727M | $77M | $2M | 1.28% | 16.80% | 3.20% | 2.90% |
| Q2 2025 | $952M | $832M | $732M | $71M | $4M | 1.45% | 19.24% | 3.27% | 1.40% |
| Q1 2025 | $935M | $819M | $728M | $71M | $3M | 1.41% | 18.67% | 3.22% | 1.09% |
| Q4 2024 | $937M | $797M | $731M | $70M | $881K | 1.02% | 13.31% | 3.11% | 0.88% |
| Q3 2024 | $904M | $764M | $705M | $72M | $2M | 1.24% | 16.16% | 3.06% | 0.94% |
| Q2 2024 | $885M | $767M | $692M | $68M | $3M | 1.33% | 17.50% | 3.03% | 0.61% |
| Q1 2024 | $884M | $743M | $692M | $66M | $3M | 1.44% | 19.09% | 2.99% | 0.15% |
| Q4 2023 | $842M | $691M | $652M | $64M | $2M | 1.12% | 14.88% | 3.03% | 0.13% |
| Q3 2023 | $774M | $630M | $606M | $56M | $2M | 1.20% | 16.09% | 3.07% | 0.14% |
| Q2 2023 | $750M | $592M | $584M | $59M | $2M | 1.23% | 16.22% | 3.15% | 0.28% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.