The Exchange Bank of Alabama quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $395M | $341M | $203M | $51M | $1M | 1.18% | 9.00% | 3.86% | 0.01% |
| Q4 2025 | $392M | $337M | $200M | $52M | $1M | 1.17% | 9.47% | 3.73% | 0.03% |
| Q3 2025 | $388M | $335M | $198M | $49M | $1M | 1.11% | 9.14% | 3.66% | 0.02% |
| Q2 2025 | $386M | $335M | $193M | $47M | $1M | 1.01% | 8.48% | 3.57% | 0.00% |
| Q1 2025 | $377M | $327M | $193M | $45M | $828K | 0.87% | 7.46% | 3.46% | 0.16% |
| Q4 2024 | $382M | $335M | $205M | $44M | $1M | 1.01% | 8.87% | 3.51% | 0.17% |
| Q3 2024 | $374M | $325M | $202M | $46M | $984K | 0.96% | 8.45% | 3.51% | 0.26% |
| Q2 2024 | $374M | $328M | $197M | $42M | $815K | 0.91% | 8.24% | 3.51% | 0.27% |
| Q1 2024 | $369M | $325M | $194M | $41M | $879K | 0.95% | 8.62% | 3.58% | 0.00% |
| Q4 2023 | $371M | $327M | $193M | $41M | $1M | 1.24% | 12.16% | 3.71% | 0.01% |
| Q3 2023 | $355M | $317M | $185M | $35M | $1M | 1.11% | 11.15% | 3.72% | 0.00% |
| Q2 2023 | $367M | $327M | $180M | $37M | $1M | 1.10% | 11.01% | 3.70% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.