The Commercial Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $290M | $258M | $98M | $23M | $475K | 0.69% | 8.52% | 2.91% | 0.79% |
| Q4 2025 | $264M | $232M | $101M | $22M | $593K | 0.80% | 10.15% | 3.04% | 0.93% |
| Q3 2025 | $260M | $237M | $96M | $21M | $539K | 0.77% | 9.86% | 3.02% | 0.73% |
| Q2 2025 | $261M | $239M | $95M | $20M | $456K | 0.74% | 9.63% | 2.95% | 0.65% |
| Q1 2025 | $262M | $240M | $92M | $20M | $497K | 0.77% | 10.22% | 2.93% | 0.41% |
| Q4 2024 | $254M | $234M | $89M | $19M | $429K | 0.81% | 11.32% | 2.90% | 0.35% |
| Q3 2024 | $248M | $228M | $89M | $19M | $492K | 0.85% | 12.10% | 2.93% | 0.47% |
| Q2 2024 | $247M | $228M | $89M | $18M | $497K | 0.88% | 12.77% | 2.96% | 0.32% |
| Q1 2024 | $249M | $231M | $87M | $17M | $596K | 0.96% | 14.23% | 3.03% | 0.35% |
| Q4 2023 | $248M | $231M | $86M | $16M | $418K | 1.16% | 19.37% | 3.12% | 0.49% |
| Q3 2023 | $249M | $232M | $81M | $16M | $832K | 1.32% | 22.63% | 3.14% | 0.54% |
| Q2 2023 | $249M | $234M | $76M | $15M | $778K | 1.31% | 23.18% | 3.18% | 0.78% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.