The Citizens State Bank of Ouray
The Citizens State Bank of Ouray quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $226M | $207M | $150M | $16M | $319K | 0.58% | 8.15% | 4.29% | 0.00% |
| Q4 2025 | $215M | $197M | $151M | $16M | $647K | 0.67% | 10.14% | 4.01% | 0.00% |
| Q3 2025 | $223M | $205M | $154M | $15M | $331K | 0.49% | 7.64% | 3.91% | 0.00% |
| Q2 2025 | $218M | $201M | $155M | $14M | $240K | 0.44% | 6.83% | 3.84% | 0.03% |
| Q1 2025 | $215M | $198M | $152M | $14M | $226K | 0.43% | 6.69% | 3.79% | 0.03% |
| Q4 2024 | $205M | $189M | $148M | $13M | $75K | 0.10% | 1.59% | 3.18% | 0.03% |
| Q3 2024 | $220M | $205M | $145M | $14M | $104K | 0.09% | 1.37% | 3.02% | 0.26% |
| Q2 2024 | $208M | $188M | $143M | $13M | $-59K | 0.03% | 0.50% | 2.97% | 0.26% |
| Q1 2024 | $207M | $188M | $139M | $13M | $92K | 0.18% | 2.80% | 2.85% | 0.05% |
| Q4 2023 | $192M | $179M | $135M | $13M | $169K | 0.29% | 4.59% | 2.93% | 0.00% |
| Q3 2023 | $205M | $192M | $132M | $12M | $165K | 0.28% | 4.37% | 2.83% | 0.00% |
| Q2 2023 | $192M | $179M | $129M | $13M | $100K | 0.25% | 3.85% | 2.83% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.