The Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $337M | $296M | $209M | $38M | $2M | 2.06% | 18.38% | 4.76% | 0.48% |
| Q4 2025 | $335M | $296M | $193M | $37M | $1M | 1.67% | 15.85% | 4.73% | 0.24% |
| Q3 2025 | $321M | $283M | $189M | $36M | $1M | 1.73% | 16.61% | 4.76% | 0.53% |
| Q2 2025 | $317M | $281M | $210M | $34M | $1M | 1.66% | 16.27% | 4.71% | 1.04% |
| Q1 2025 | $311M | $276M | $200M | $32M | $1M | 1.79% | 17.96% | 4.62% | 1.22% |
| Q4 2024 | $316M | $283M | $186M | $30M | $1M | 1.40% | 15.74% | 4.13% | 0.20% |
| Q3 2024 | $310M | $278M | $175M | $30M | $1M | 1.42% | 16.18% | 4.04% | 0.77% |
| Q2 2024 | $312M | $277M | $188M | $27M | $1M | 1.48% | 17.51% | 3.99% | 0.24% |
| Q1 2024 | $311M | $283M | $173M | $26M | $1M | 1.42% | 17.08% | 3.92% | 0.18% |
| Q4 2023 | $315M | $287M | $162M | $26M | $752K | 1.17% | 14.76% | 3.76% | 0.33% |
| Q3 2023 | $298M | $271M | $156M | $24M | $869K | 1.24% | 15.87% | 3.75% | 0.24% |
| Q2 2023 | $305M | $278M | $165M | $24M | $1M | 1.28% | 16.64% | 3.67% | 0.27% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.