The Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $224M | $198M | $161M | $25M | $829K | 1.49% | 13.36% | 3.86% | 0.35% |
| Q4 2025 | $221M | $194M | $158M | $25M | $957K | 1.44% | 13.47% | 3.64% | 0.14% |
| Q3 2025 | $215M | $191M | $149M | $24M | $761K | 1.33% | 12.61% | 3.54% | 0.08% |
| Q2 2025 | $214M | $191M | $147M | $22M | $784K | 1.28% | 12.29% | 3.39% | 0.06% |
| Q1 2025 | $205M | $182M | $143M | $22M | $535K | 1.06% | 10.18% | 3.30% | 0.04% |
| Q4 2024 | $197M | $176M | $141M | $21M | $565K | 0.99% | 9.66% | 3.12% | 0.07% |
| Q3 2024 | $201M | $167M | $146M | $21M | $373K | 0.94% | 9.18% | 3.09% | 0.26% |
| Q2 2024 | $195M | $165M | $142M | $20M | $589K | 1.03% | 10.27% | 3.11% | 0.07% |
| Q1 2024 | $193M | $169M | $139M | $19M | $406K | 0.85% | 8.43% | 3.11% | 0.29% |
| Q4 2023 | $189M | $167M | $133M | $19M | $519K | 1.24% | 13.23% | 3.40% | 1.99% |
| Q3 2023 | $192M | $161M | $139M | $17M | $476K | 1.29% | 14.05% | 3.45% | 1.18% |
| Q2 2023 | $191M | $169M | $137M | $18M | $601K | 1.43% | 15.44% | 3.48% | 0.40% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.