The Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.6B | $1.4B | $1.2B | $143M | $6M | 1.53% | 17.50% | 3.65% | 0.38% |
| Q4 2025 | $1.6B | $1.5B | $1.3B | $135M | $4M | 1.32% | 15.90% | 3.64% | 0.32% |
| Q3 2025 | $1.6B | $1.4B | $1.2B | $130M | $6M | 1.42% | 17.14% | 3.60% | 0.29% |
| Q2 2025 | $1.5B | $1.4B | $1.2B | $125M | $6M | 1.41% | 16.92% | 3.58% | 0.29% |
| Q1 2025 | $1.5B | $1.4B | $1.2B | $123M | $5M | 1.33% | 16.07% | 3.39% | 0.26% |
| Q4 2024 | $1.5B | $1.3B | $1.2B | $124M | $4M | 0.97% | 11.95% | 3.26% | 0.21% |
| Q3 2024 | $1.5B | $1.4B | $1.2B | $121M | $4M | 0.91% | 11.26% | 3.21% | 0.25% |
| Q2 2024 | $1.4B | $1.3B | $1.2B | $116M | $3M | 0.80% | 9.79% | 3.30% | 0.20% |
| Q1 2024 | $1.4B | $1.3B | $1.2B | $115M | $3M | 0.75% | 9.13% | 3.16% | 0.14% |
| Q4 2023 | $1.4B | $1.2B | $1.2B | $118M | $2M | 0.69% | 8.52% | 3.18% | 0.13% |
| Q3 2023 | $1.4B | $1.3B | $1.2B | $109M | $3M | 0.71% | 8.92% | 3.18% | 0.12% |
| Q2 2023 | $1.4B | $1.2B | $1.2B | $112M | $3M | 0.66% | 8.22% | 3.20% | 0.13% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.