BranchWatch

The Citizens Bank

Headquartered in Morehead, KY. Part of Citizens Bancorp of Morehead Incorporated, the. FDIC certificate #10520 · Federal Reserve RSSD 962313.

Total assets
$228M
Deposits
$179M
Q1 2026
Active branches
5
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$1M
Return on assets
2.19%
Return on equity
27.09%
Noncurrent loan rate
0.07%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.tcbanytime.com.