The Berkshire Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $542M | $410M | $144M | $127M | $507K | 0.38% | 1.60% | 3.39% | 11.16% |
| Q4 2025 | $536M | $404M | $149M | $126M | $865K | 0.71% | 3.16% | 3.64% | 10.89% |
| Q3 2025 | $572M | $438M | $159M | $128M | $569K | 0.73% | 3.30% | 3.63% | 6.34% |
| Q2 2025 | $574M | $440M | $171M | $127M | $2M | 0.90% | 4.06% | 3.56% | 5.97% |
| Q1 2025 | $585M | $448M | $180M | $131M | $893K | 0.61% | 2.75% | 3.52% | 5.72% |
| Q4 2024 | $588M | $453M | $197M | $129M | $720K | 0.56% | 2.62% | 3.55% | 4.89% |
| Q3 2024 | $590M | $454M | $226M | $129M | $1M | 0.59% | 2.75% | 3.56% | 4.30% |
| Q2 2024 | $585M | $453M | $230M | $126M | $447K | 0.49% | 2.28% | 3.54% | 4.26% |
| Q1 2024 | $603M | $472M | $235M | $125M | $982K | 0.66% | 3.14% | 3.57% | 0.00% |
| Q4 2023 | $579M | $448M | $246M | $125M | $996K | 0.52% | 2.60% | 3.52% | 0.00% |
| Q3 2023 | $600M | $472M | $264M | $122M | $1M | 0.47% | 2.39% | 3.40% | 1.05% |
| Q2 2023 | $598M | $470M | $271M | $121M | $934K | 0.37% | 1.90% | 3.26% | 1.13% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.