The Bank of Vernon quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $428M | $357M | $321M | $69M | $2M | 1.86% | 11.48% | 4.78% | 0.12% |
| Q4 2025 | $415M | $345M | $316M | $68M | $909K | 1.37% | 8.32% | 4.74% | 0.10% |
| Q3 2025 | $401M | $333M | $303M | $67M | $2M | 1.54% | 9.33% | 4.66% | 0.02% |
| Q2 2025 | $389M | $323M | $276M | $64M | $1M | 1.36% | 8.27% | 4.51% | 0.10% |
| Q1 2025 | $379M | $314M | $253M | $63M | $1M | 1.22% | 7.43% | 4.34% | 0.77% |
| Q4 2024 | $364M | $302M | $235M | $60M | $965K | 1.31% | 7.78% | 4.09% | 0.78% |
| Q3 2024 | $360M | $298M | $229M | $60M | $1M | 1.39% | 8.22% | 4.05% | 0.67% |
| Q2 2024 | $339M | $279M | $219M | $58M | $1M | 1.47% | 8.69% | 4.04% | 0.70% |
| Q1 2024 | $336M | $277M | $212M | $56M | $1M | 1.34% | 7.94% | 3.93% | 0.25% |
| Q4 2023 | $327M | $270M | $210M | $56M | $776K | 2.87% | 17.34% | 3.98% | 0.00% |
| Q3 2023 | $318M | $263M | $203M | $53M | $6M | 3.55% | 21.64% | 3.94% | 0.00% |
| Q2 2023 | $300M | $251M | $199M | $48M | $930K | 1.27% | 7.77% | 3.97% | 0.46% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.