The Bank of Tioga quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $413M | $397M | $122M | $7M | $3M | 2.62% | 194.71% | 2.40% | 1.28% |
| Q4 2025 | $394M | $387M | $118M | $4M | $373K | 0.61% | 198.71% | 2.38% | 0.00% |
| Q3 2025 | $415M | $409M | $124M | $3M | $2M | 0.69% | 430.27% | 2.36% | 1.05% |
| Q2 2025 | $429M | $415M | $114M | $-438K | $-107K | 0.24% | — | 2.30% | 0.46% |
| Q1 2025 | $434M | $430M | $103M | $-20K | $615K | 0.57% | 1326.15% | 2.32% | 0.55% |
| Q4 2024 | $432M | $427M | $106M | $391K | $448K | 1.13% | — | 2.30% | 0.00% |
| Q3 2024 | $430M | $427M | $110M | $-1707K | $533K | 1.38% | — | 2.28% | 0.00% |
| Q2 2024 | $404M | $401M | $107M | $-1217K | $1M | 1.85% | — | 2.32% | 0.00% |
| Q1 2024 | $406M | $405M | $107M | $-2879K | $3M | 2.59% | — | 2.29% | 0.00% |
| Q4 2023 | $391M | $394M | $103M | $-7530K | $241K | -0.09% | — | 2.12% | 0.00% |
| Q3 2023 | $348M | $332M | $97M | $-7064K | $1M | -0.21% | — | 2.22% | 0.00% |
| Q2 2023 | $336M | $324M | $84M | $-8446K | $-328K | -1.13% | — | 2.43% | 0.27% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.