The Bank of Herrin quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $359M | $338M | $231M | $20M | $1M | 1.21% | 20.31% | 3.53% | 0.72% |
| Q4 2025 | $350M | $327M | $228M | $22M | $1M | 1.06% | 20.60% | 3.45% | 0.65% |
| Q3 2025 | $351M | $330M | $216M | $20M | $858K | 1.03% | 21.04% | 3.44% | 0.66% |
| Q2 2025 | $343M | $325M | $207M | $17M | $913K | 1.05% | 22.59% | 3.41% | 0.76% |
| Q1 2025 | $340M | $323M | $206M | $15M | $865K | 1.03% | 23.15% | 3.34% | 0.64% |
| Q4 2024 | $334M | $318M | $205M | $14M | $875K | 0.92% | 21.77% | 3.35% | 0.71% |
| Q3 2024 | $323M | $306M | $202M | $17M | $605K | 0.87% | 20.82% | 3.35% | 0.44% |
| Q2 2024 | $329M | $315M | $200M | $13M | $777K | 0.94% | 24.24% | 3.33% | 0.64% |
| Q1 2024 | $326M | $314M | $197M | $11M | $759K | 0.93% | 24.13% | 3.30% | 0.60% |
| Q4 2023 | $329M | $294M | $193M | $14M | $117K | 0.96% | 28.49% | 3.48% | 0.82% |
| Q3 2023 | $314M | $285M | $189M | $8M | $850K | 1.24% | 39.55% | 3.53% | 0.72% |
| Q2 2023 | $305M | $289M | $184M | $11M | $1M | 1.32% | 39.68% | 3.55% | 0.65% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.