The Bank of Elk River quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $715M | $660M | $448M | $46M | $1M | 0.66% | 9.91% | 3.44% | 0.90% |
| Q4 2025 | $718M | $659M | $433M | $50M | $2M | 0.99% | 16.29% | 3.42% | 0.03% |
| Q3 2025 | $704M | $653M | $418M | $46M | $2M | 0.97% | 16.62% | 3.36% | 0.04% |
| Q2 2025 | $702M | $656M | $418M | $43M | $2M | 0.88% | 15.65% | 3.30% | 0.24% |
| Q1 2025 | $697M | $649M | $416M | $39M | $2M | 0.89% | 16.41% | 3.28% | 0.07% |
| Q4 2024 | $677M | $634M | $404M | $35M | $2M | 0.79% | 16.21% | 3.03% | 0.04% |
| Q3 2024 | $690M | $638M | $401M | $38M | $1M | 0.71% | 14.96% | 2.98% | 0.04% |
| Q2 2024 | $675M | $612M | $405M | $31M | $1M | 0.66% | 14.55% | 2.96% | 0.04% |
| Q1 2024 | $659M | $622M | $382M | $30M | $892K | 0.54% | 11.91% | 2.91% | 0.00% |
| Q4 2023 | $665M | $632M | $382M | $30M | $1M | 0.94% | 26.31% | 3.18% | 0.09% |
| Q3 2023 | $641M | $619M | $365M | $19M | $2M | 0.98% | 29.67% | 3.23% | 0.12% |
| Q2 2023 | $634M | $608M | $356M | $23M | $2M | 1.00% | 29.19% | 3.30% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.