The Bank of Charlotte County quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $224M | $200M | $140M | $24M | $803K | 1.42% | 13.55% | 4.42% | 0.97% |
| Q4 2025 | $228M | $204M | $142M | $23M | $656K | 1.24% | 11.66% | 4.52% | 1.16% |
| Q3 2025 | $216M | $191M | $148M | $24M | $659K | 1.27% | 11.79% | 4.54% | 0.81% |
| Q2 2025 | $208M | $179M | $148M | $23M | $653K | 1.29% | 12.11% | 4.53% | 0.49% |
| Q1 2025 | $208M | $180M | $150M | $22M | $679K | 1.32% | 12.59% | 4.58% | 0.43% |
| Q4 2024 | $203M | $176M | $152M | $21M | $607K | 1.30% | 11.93% | 4.58% | 0.22% |
| Q3 2024 | $201M | $173M | $152M | $22M | $642K | 1.34% | 12.06% | 4.52% | 0.03% |
| Q2 2024 | $194M | $165M | $148M | $21M | $678K | 1.36% | 12.19% | 4.51% | 0.09% |
| Q1 2024 | $185M | $154M | $148M | $20M | $595K | 1.29% | 11.35% | 4.47% | 0.09% |
| Q4 2023 | $184M | $156M | $144M | $22M | $656K | 1.27% | 10.83% | 4.39% | 0.14% |
| Q3 2023 | $185M | $158M | $139M | $21M | $618K | 1.21% | 10.41% | 4.31% | 0.08% |
| Q2 2023 | $182M | $155M | $136M | $21M | $435K | 1.14% | 9.79% | 4.24% | 0.11% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.