Synchrony Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $114.9B | $85.8B | $86.4B | $14.7B | $743M | 2.62% | 20.33% | 12.97% | 2.32% |
| Q4 2025 | $112.1B | $83.4B | $89.9B | $14.6B | $708M | 2.89% | 22.52% | 13.09% | 2.20% |
| Q3 2025 | $110.6B | $82.6B | $86.6B | $14.7B | $1.0B | 3.01% | 23.54% | 13.00% | 2.16% |
| Q2 2025 | $113.9B | $84.8B | $85.9B | $14.6B | $922M | 2.71% | 21.49% | 12.71% | 2.10% |
| Q1 2025 | $114.8B | $86.1B | $85.2B | $14.3B | $615M | 2.17% | 17.39% | 12.79% | 2.34% |
| Q4 2024 | $111.9B | $83.9B | $89.9B | $14.0B | $649M | 2.15% | 18.36% | 13.17% | 2.44% |
| Q3 2024 | $111.8B | $84.1B | $87.4B | $13.6B | $719M | 2.09% | 18.18% | 13.13% | 2.38% |
| Q2 2024 | $112.9B | $85.5B | $87.4B | $13.1B | $593M | 1.85% | 16.43% | 13.03% | 2.24% |
| Q1 2024 | $113.6B | $86.6B | $86.7B | $12.6B | $444M | 1.59% | 14.34% | 13.16% | 2.47% |
| Q4 2023 | $109.6B | $83.5B | $87.9B | $12.2B | $345M | 1.96% | 16.94% | 13.06% | 2.34% |
| Q3 2023 | $105.3B | $79.6B | $83.4B | $12.1B | $590M | 2.20% | 18.83% | 12.94% | 2.11% |
| Q2 2023 | $100.7B | $78.0B | $80.5B | $11.8B | $536M | 2.16% | 18.38% | 12.84% | 1.81% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.