Summit Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $270M | $211M | $192M | $49M | $727K | 1.06% | 5.91% | 4.85% | 1.54% |
| Q4 2025 | $279M | $220M | $185M | $49M | $673K | 1.07% | 6.28% | 5.22% | 1.04% |
| Q3 2025 | $285M | $227M | $189M | $49M | $634K | 1.10% | 6.54% | 5.13% | 3.96% |
| Q2 2025 | $280M | $222M | $192M | $48M | $822K | 1.20% | 7.20% | 5.30% | 0.00% |
| Q1 2025 | $287M | $230M | $194M | $48M | $906K | 1.25% | 7.58% | 5.26% | 0.00% |
| Q4 2024 | $294M | $237M | $199M | $47M | $1M | 1.49% | 9.81% | 5.46% | 0.00% |
| Q3 2024 | $298M | $241M | $193M | $47M | $1M | 1.53% | 10.22% | 5.43% | 0.00% |
| Q2 2024 | $296M | $241M | $186M | $46M | $1M | 1.53% | 10.39% | 5.40% | 0.00% |
| Q1 2024 | $316M | $261M | $188M | $46M | $1M | 1.64% | 11.47% | 5.28% | 0.00% |
| Q4 2023 | $318M | $264M | $179M | $45M | $1M | 1.64% | 12.85% | 5.32% | 0.00% |
| Q3 2023 | $330M | $277M | $187M | $44M | $1M | 1.66% | 13.34% | 5.27% | 0.00% |
| Q2 2023 | $330M | $280M | $194M | $43M | $1M | 1.69% | 13.93% | 5.30% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.