Sturgis Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.0B | $908M | $790M | $79M | $2M | 0.90% | 11.61% | 3.85% | 1.28% |
| Q4 2025 | $998M | $893M | $785M | $78M | $2M | 0.92% | 12.25% | 3.74% | 1.32% |
| Q3 2025 | $998M | $895M | $787M | $75M | $3M | 0.89% | 11.98% | 3.70% | 1.31% |
| Q2 2025 | $984M | $883M | $781M | $73M | $2M | 0.81% | 10.98% | 3.67% | 0.72% |
| Q1 2025 | $958M | $843M | $767M | $71M | $2M | 0.77% | 10.45% | 3.62% | 0.75% |
| Q4 2024 | $956M | $814M | $772M | $70M | $2M | 0.46% | 6.25% | 3.37% | 0.81% |
| Q3 2024 | $947M | $809M | $756M | $70M | $2M | 0.28% | 3.80% | 3.33% | 0.81% |
| Q2 2024 | $942M | $801M | $755M | $67M | $2M | 0.01% | 0.18% | 3.31% | 0.74% |
| Q1 2024 | $925M | $808M | $747M | $67M | $-1614K | -0.70% | -9.45% | 3.32% | 0.76% |
| Q4 2023 | $919M | $799M | $742M | $70M | $935K | 0.94% | 12.20% | 3.63% | 1.48% |
| Q3 2023 | $897M | $810M | $738M | $70M | $3M | 1.12% | 14.51% | 3.70% | 0.23% |
| Q2 2023 | $895M | $797M | $730M | $69M | $2M | 0.90% | 11.65% | 3.71% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.