BranchWatch

Sterling Federal Bank

Legal institution: Sterling Federal Bank, F.S.B.. Headquartered in Sterling, IL. FDIC certificate #27664 · Federal Reserve RSSD 867070.

Total assets
$501M
Deposits
$412M
Q1 2026
Active branches
9
Closings since Jan 2020
1
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$-93K
Return on assets
-0.07%
Return on equity
-0.92%
Noncurrent loan rate
4.79%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2022

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.sterlingfederal.com.