Stellar Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $10.9B | $9.0B | $7.5B | $1.6B | $32M | 1.17% | 7.75% | 4.37% | 0.80% |
| Q4 2025 | $10.8B | $9.1B | $7.2B | $1.6B | $29M | 1.07% | 7.02% | 4.28% | 0.72% |
| Q3 2025 | $10.6B | $8.9B | $7.1B | $1.6B | $28M | 1.07% | 7.01% | 4.27% | 0.65% |
| Q2 2025 | $10.5B | $8.7B | $7.2B | $1.6B | $29M | 1.07% | 7.04% | 4.26% | 0.69% |
| Q1 2025 | $10.4B | $8.6B | $7.2B | $1.6B | $27M | 1.03% | 6.79% | 4.27% | 0.75% |
| Q4 2024 | $10.9B | $9.2B | $7.4B | $1.6B | $28M | 1.15% | 7.81% | 4.31% | 0.50% |
| Q3 2024 | $10.6B | $8.8B | $7.5B | $1.6B | $36M | 1.20% | 8.10% | 4.28% | 0.43% |
| Q2 2024 | $10.7B | $8.8B | $7.6B | $1.6B | $32M | 1.12% | 7.65% | 4.28% | 0.66% |
| Q1 2024 | $10.7B | $8.8B | $7.8B | $1.6B | $28M | 1.03% | 7.08% | 4.31% | 0.72% |
| Q4 2023 | $10.6B | $8.9B | $7.8B | $1.6B | $29M | 1.28% | 9.17% | 4.60% | 0.49% |
| Q3 2023 | $10.7B | $8.7B | $7.9B | $1.5B | $32M | 1.35% | 9.78% | 4.64% | 0.48% |
| Q2 2023 | $10.8B | $8.8B | $8.0B | $1.5B | $37M | 1.42% | 10.36% | 4.70% | 0.54% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.