State Central Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $62M | $48M | $35M | $10M | $243K | 1.59% | 9.34% | 4.94% | 0.28% |
| Q4 2025 | $61M | $50M | $32M | $10M | $125K | 2.92% | 18.41% | 6.86% | 0.17% |
| Q3 2025 | $61M | $50M | $29M | $10M | $1M | 3.64% | 23.48% | 7.47% | 1.52% |
| Q2 2025 | $57M | $48M | $26M | $9M | $316K | 1.72% | 11.45% | 5.46% | 1.37% |
| Q1 2025 | $60M | $52M | $22M | $8M | $169K | 1.20% | 8.20% | 5.11% | 1.05% |
| Q4 2024 | $52M | $44M | $21M | $8M | $2M | 4.29% | 34.23% | 7.46% | 1.68% |
| Q3 2024 | $47M | $41M | $18M | $6M | $25K | 0.20% | 1.69% | 4.28% | 4.77% |
| Q2 2024 | $50M | $44M | $16M | $6M | $-46K | 0.19% | 1.73% | 4.18% | 4.69% |
| Q1 2024 | $51M | $45M | $14M | $6M | $95K | 0.75% | 6.76% | 3.94% | 4.86% |
| Q4 2023 | $50M | $44M | $14M | $6M | $252K | 0.75% | 7.32% | 3.91% | 9.63% |
| Q3 2023 | $46M | $42M | $14M | $5M | $20K | 0.30% | 3.03% | 3.44% | 10.81% |
| Q2 2023 | $49M | $44M | $13M | $5M | $39K | 0.36% | 3.67% | 3.35% | 10.68% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.