BranchWatch

State Bank of the Lakes

Legal institution: State Bank of the Lakes, National Association. Headquartered in Antioch, IL. Part of Wintrust Financial Corporation. FDIC certificate #5744 · Federal Reserve RSSD 595430.

Total assets
$2.7B
Deposits
$2.3B
Q1 2026
Active branches
10
Closings since Jan 2020
0
1 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$10M
Return on assets
1.51%
Return on equity
14.07%
Noncurrent loan rate
0.11%

Deposits by year (Summary of Deposits)

1
2019
1
2020
1
2021
1
2022
2
2023
2
2024
2
2025

Values in $ billions, June 30 of each year.

Openings by year

1
2025

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.sbotl.com.