State Bank of Texas quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.8B | $2.2B | $2.2B | $401M | $27M | 3.94% | 26.95% | 5.04% | 1.24% |
| Q4 2025 | $2.8B | $2.2B | $2.2B | $407M | $24M | 3.98% | 27.61% | 5.27% | 2.20% |
| Q3 2025 | $2.8B | $2.3B | $2.3B | $431M | $30M | 4.14% | 28.89% | 5.24% | 2.39% |
| Q2 2025 | $2.8B | $2.3B | $2.2B | $398M | $28M | 4.05% | 28.95% | 5.14% | 2.44% |
| Q1 2025 | $2.8B | $2.3B | $2.3B | $379M | $28M | 4.07% | 29.51% | 5.09% | 2.48% |
| Q4 2024 | $2.8B | $2.3B | $2.3B | $390M | $16M | 4.00% | 28.95% | 5.58% | 2.57% |
| Q3 2024 | $2.8B | $2.3B | $2.3B | $380M | $31M | 4.60% | 33.39% | 5.62% | 2.55% |
| Q2 2024 | $2.7B | $2.3B | $2.2B | $376M | $31M | 4.66% | 33.64% | 5.70% | 2.07% |
| Q1 2024 | $2.7B | $2.3B | $2.1B | $356M | $31M | 4.75% | 34.09% | 5.65% | 1.75% |
| Q4 2023 | $2.6B | $2.2B | $2.1B | $372M | $30M | 5.00% | 36.31% | 6.49% | 0.68% |
| Q3 2023 | $2.4B | $1.9B | $1.9B | $325M | $28M | 5.06% | 37.31% | 6.55% | 0.39% |
| Q2 2023 | $2.2B | $1.8B | $1.8B | $303M | $27M | 5.13% | 38.09% | 6.74% | 0.39% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.