State Bank & Trust Co. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $199M | $175M | $106M | $19M | $694K | 1.41% | 14.42% | 3.09% | 1.28% |
| Q4 2025 | $196M | $171M | $109M | $19M | $758K | 1.23% | 13.42% | 2.87% | 1.31% |
| Q3 2025 | $193M | $169M | $110M | $19M | $582K | 1.12% | 12.51% | 2.81% | 1.11% |
| Q2 2025 | $195M | $172M | $114M | $18M | $545K | 1.08% | 12.41% | 2.74% | 1.25% |
| Q1 2025 | $200M | $168M | $114M | $17M | $526K | 1.06% | 12.47% | 2.69% | 1.50% |
| Q4 2024 | $199M | $163M | $110M | $16M | $354K | 0.46% | 5.89% | 2.27% | 1.36% |
| Q3 2024 | $204M | $175M | $109M | $17M | $14K | 0.38% | 4.92% | 2.23% | 1.76% |
| Q2 2024 | $196M | $173M | $107M | $16M | $316K | 0.56% | 7.39% | 2.23% | 0.17% |
| Q1 2024 | $205M | $180M | $106M | $15M | $250K | 0.49% | 6.57% | 2.21% | 0.18% |
| Q4 2023 | $202M | $173M | $105M | $15M | $377K | 0.68% | 10.24% | 2.21% | 0.18% |
| Q3 2023 | $205M | $182M | $100M | $13M | $512K | 0.66% | 10.28% | 2.19% | 0.12% |
| Q2 2023 | $212M | $193M | $103M | $14M | $76K | 0.49% | 7.77% | 2.18% | 0.11% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.