Stafford Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $508M | $226M | $65M | $231M | $3M | 2.50% | 5.35% | 2.34% | 0.21% |
| Q4 2025 | $475M | $197M | $66M | $228M | $5M | 5.51% | 11.51% | 2.48% | 0.38% |
| Q3 2025 | $459M | $187M | $66M | $223M | $8M | 6.01% | 12.58% | 2.48% | 0.39% |
| Q2 2025 | $449M | $188M | $66M | $215M | $10M | 5.33% | 11.22% | 2.51% | 0.32% |
| Q1 2025 | $431M | $184M | $64M | $204M | $1M | 1.13% | 2.40% | 2.46% | 0.33% |
| Q4 2024 | $425M | $181M | $64M | $201M | $-3264K | 5.67% | 12.23% | 2.62% | 0.34% |
| Q3 2024 | $429M | $180M | $63M | $205M | $12M | 8.66% | 18.76% | 2.64% | 0.34% |
| Q2 2024 | $415M | $183M | $64M | $192M | $1M | 7.51% | 16.46% | 2.74% | 0.45% |
| Q1 2024 | $415M | $185M | $65M | $190M | $14M | 13.74% | 30.33% | 2.71% | 0.23% |
| Q4 2023 | $395M | $183M | $65M | $177M | $12M | 4.60% | 10.80% | 2.87% | 0.23% |
| Q3 2023 | $377M | $183M | $65M | $163M | $-4207K | 1.91% | 4.55% | 2.87% | 0.35% |
| Q2 2023 | $389M | $188M | $65M | $167M | $8M | 5.02% | 12.05% | 2.89% | 0.23% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.