St. Clair State Bank (Incorporated)
St. Clair State Bank (Incorporated) quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $133M | $117M | $96M | $15M | $715K | 2.16% | 19.84% | 3.62% | 0.01% |
| Q4 2025 | $131M | $116M | $98M | $14M | $248K | 1.65% | 15.38% | 3.47% | 0.01% |
| Q3 2025 | $132M | $116M | $93M | $14M | $675K | 1.96% | 18.26% | 3.44% | 0.01% |
| Q2 2025 | $126M | $111M | $93M | $14M | $597K | 1.89% | 17.73% | 3.38% | 0.01% |
| Q1 2025 | $127M | $112M | $92M | $13M | $596K | 1.89% | 17.87% | 3.30% | 0.00% |
| Q4 2024 | $125M | $111M | $95M | $13M | $44K | 1.44% | 13.04% | 3.48% | 0.00% |
| Q3 2024 | $117M | $103M | $90M | $13M | $613K | 1.90% | 17.02% | 3.48% | 0.01% |
| Q2 2024 | $115M | $101M | $89M | $13M | $525K | 1.79% | 16.23% | 3.42% | 0.01% |
| Q1 2024 | $116M | $102M | $87M | $13M | $512K | 1.76% | 16.12% | 3.37% | 0.01% |
| Q4 2023 | $117M | $100M | $89M | $13M | $3K | 1.55% | 14.11% | 3.41% | 0.01% |
| Q3 2023 | $113M | $99M | $81M | $13M | $622K | 2.08% | 18.91% | 3.40% | 0.02% |
| Q2 2023 | $110M | $97M | $78M | $12M | $511K | 2.01% | 18.50% | 3.34% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.