BranchWatch

Spratt Savings Bank

Headquartered in Chester, SC. FDIC certificate #30987 · Federal Reserve RSSD 746979.

Total assets
$150M
Deposits
$119M
Q1 2026
Active branches
3
Closings since Jan 2020
1
2 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$63K
Return on assets
0.17%
Return on equity
0.81%
Noncurrent loan rate
0.25%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2021

Openings by year

1
2021
1
2026

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.sprattsavingsbank.com.