SouthPoint Bank
Headquartered in Birmingham, AL. Part of Southpoint Bancshares, Inc. FDIC certificate #58088 · Federal Reserve RSSD 3386536.
Total assets
$1.4B
Deposits
$1.3B
Q1 2026
Active branches
11
Closings since Jan 2020
0
2 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$-973K
Return on assets
-0.26%
Return on equity
-3.34%
Noncurrent loan rate
4.18%
Deposits by year (Summary of Deposits)
02019
02020
12021
12022
12023
12024
22025
Values in $ billions, June 30 of each year.
Openings by year
12020
12024
Other network changes since 2020
- 5 branches acquired through purchases or mergers
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.southpoint.bank.