SouthernTrust Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $283M | $196M | $209M | $31M | $906K | 1.27% | 11.83% | 3.66% | 2.18% |
| Q4 2025 | $289M | $203M | $205M | $30M | $798K | 1.07% | 10.33% | 3.61% | 2.35% |
| Q3 2025 | $269M | $193M | $201M | $29M | $745K | 1.05% | 10.21% | 3.62% | 2.03% |
| Q2 2025 | $274M | $192M | $199M | $28M | $720K | 1.03% | 10.18% | 3.62% | 1.95% |
| Q1 2025 | $276M | $200M | $202M | $28M | $704K | 1.02% | 10.14% | 3.39% | 0.90% |
| Q4 2024 | $277M | $196M | $202M | $28M | $459K | 0.76% | 7.68% | 3.01% | 1.46% |
| Q3 2024 | $269M | $188M | $201M | $28M | $505K | 0.80% | 8.02% | 2.97% | 1.66% |
| Q2 2024 | $264M | $192M | $198M | $27M | $650K | 0.82% | 8.33% | 3.02% | 1.32% |
| Q1 2024 | $270M | $194M | $196M | $26M | $451K | 0.66% | 6.87% | 2.94% | 0.82% |
| Q4 2023 | $274M | $199M | $195M | $26M | $775K | 1.06% | 11.00% | 3.25% | 0.80% |
| Q3 2023 | $262M | $188M | $194M | $25M | $665K | 1.02% | 10.63% | 3.31% | 0.86% |
| Q2 2023 | $256M | $182M | $193M | $25M | $701K | 1.02% | 10.54% | 3.31% | 0.98% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.