Southern Bancorp Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.8B | $2.2B | $1.8B | $367M | $6M | 0.82% | 6.06% | 3.67% | 1.34% |
| Q4 2025 | $2.8B | $2.1B | $1.8B | $388M | $6M | 0.81% | 6.07% | 3.71% | 1.39% |
| Q3 2025 | $2.7B | $2.1B | $1.8B | $380M | $6M | 0.79% | 5.97% | 3.68% | 1.08% |
| Q2 2025 | $2.8B | $2.1B | $1.8B | $368M | $5M | 0.72% | 5.47% | 3.63% | 0.98% |
| Q1 2025 | $2.8B | $2.1B | $1.7B | $365M | $5M | 0.74% | 5.71% | 3.56% | 0.90% |
| Q4 2024 | $2.8B | $2.1B | $1.7B | $357M | $5M | 0.80% | 6.12% | 3.54% | 0.74% |
| Q3 2024 | $2.7B | $2.1B | $1.7B | $360M | $6M | 0.81% | 6.13% | 3.46% | 0.85% |
| Q2 2024 | $2.6B | $2.0B | $1.6B | $349M | $5M | 0.80% | 6.02% | 3.45% | 0.75% |
| Q1 2024 | $2.6B | $2.0B | $1.6B | $343M | $5M | 0.84% | 6.35% | 3.44% | 0.67% |
| Q4 2023 | $2.6B | $2.0B | $1.5B | $345M | $5M | 0.87% | 6.59% | 3.49% | 0.64% |
| Q3 2023 | $2.5B | $2.0B | $1.6B | $325M | $5M | 0.90% | 6.88% | 3.46% | 0.58% |
| Q2 2023 | $2.5B | $2.0B | $1.5B | $329M | $6M | 0.93% | 7.07% | 3.47% | 0.45% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.