South Shore Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.6B | $2.2B | $1.7B | $240M | $4M | 0.69% | 7.28% | 2.81% | 0.21% |
| Q4 2025 | $2.5B | $2.2B | $1.6B | $237M | $5M | 0.67% | 7.11% | 2.84% | 0.26% |
| Q3 2025 | $2.4B | $2.2B | $1.6B | $229M | $5M | 0.59% | 6.32% | 2.82% | 0.33% |
| Q2 2025 | $2.4B | $2.1B | $1.6B | $223M | $3M | 0.47% | 5.01% | 2.76% | 0.35% |
| Q1 2025 | $2.3B | $2.0B | $1.5B | $218M | $2M | 0.40% | 4.20% | 2.75% | 0.36% |
| Q4 2024 | $2.3B | $2.0B | $1.5B | $211M | $352K | 0.38% | 4.04% | 2.77% | 0.31% |
| Q3 2024 | $2.2B | $2.0B | $1.5B | $218M | $3M | 0.49% | 5.18% | 2.75% | 0.42% |
| Q2 2024 | $2.2B | $1.9B | $1.5B | $206M | $3M | 0.49% | 5.20% | 2.76% | 0.19% |
| Q1 2024 | $2.2B | $1.9B | $1.5B | $205M | $2M | 0.46% | 4.89% | 2.73% | 0.23% |
| Q4 2023 | $2.2B | $1.9B | $1.4B | $203M | $4M | 0.72% | 8.35% | 2.95% | 0.17% |
| Q3 2023 | $2.1B | $1.9B | $1.4B | $180M | $3M | 0.73% | 8.66% | 2.98% | 0.20% |
| Q2 2023 | $2.1B | $1.9B | $1.4B | $184M | $3M | 0.82% | 9.67% | 3.00% | 0.20% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.