South Georgia Banking Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $590M | $510M | $378M | $77M | $2M | 1.53% | 12.06% | 5.16% | 0.74% |
| Q4 2025 | $606M | $529M | $366M | $75M | $711K | 1.13% | 9.00% | 5.21% | 0.54% |
| Q3 2025 | $554M | $474M | $353M | $76M | $2M | 1.36% | 10.79% | 5.29% | 0.12% |
| Q2 2025 | $557M | $481M | $347M | $73M | $2M | 1.37% | 11.08% | 5.29% | 0.12% |
| Q1 2025 | $576M | $503M | $343M | $71M | $2M | 1.36% | 11.36% | 5.23% | 0.06% |
| Q4 2024 | $574M | $505M | $324M | $67M | $2M | 1.50% | 12.59% | 5.09% | 0.11% |
| Q3 2024 | $545M | $469M | $333M | $73M | $2M | 1.58% | 13.19% | 5.08% | 0.49% |
| Q2 2024 | $557M | $485M | $332M | $69M | $3M | 1.68% | 14.50% | 5.04% | 0.98% |
| Q1 2024 | $577M | $508M | $325M | $66M | $2M | 1.56% | 13.98% | 5.00% | 0.08% |
| Q4 2023 | $599M | $532M | $328M | $65M | $3M | 1.98% | 18.93% | 4.75% | 0.08% |
| Q3 2023 | $584M | $515M | $324M | $66M | $5M | 2.08% | 20.09% | 4.60% | 0.10% |
| Q2 2023 | $599M | $531M | $335M | $65M | $2M | 1.60% | 15.89% | 4.52% | 0.10% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.