South Coast Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $268M | $239M | $192M | $22M | $1M | 1.51% | 18.69% | 3.85% | 0.49% |
| Q4 2025 | $265M | $236M | $191M | $21M | $971K | 1.34% | 17.54% | 3.86% | 0.03% |
| Q3 2025 | $266M | $238M | $186M | $21M | $872K | 1.30% | 17.11% | 3.77% | 0.22% |
| Q2 2025 | $265M | $238M | $178M | $19M | $840K | 1.28% | 17.23% | 3.69% | 0.43% |
| Q1 2025 | $253M | $226M | $182M | $19M | $776K | 1.26% | 16.87% | 3.56% | 0.44% |
| Q4 2024 | $239M | $214M | $182M | $18M | $490K | 0.88% | 13.03% | 3.35% | 0.22% |
| Q3 2024 | $243M | $217M | $170M | $19M | $595K | 0.90% | 13.65% | 3.24% | 0.28% |
| Q2 2024 | $249M | $228M | $174M | $15M | $587K | 0.85% | 13.93% | 3.17% | 0.56% |
| Q1 2024 | $230M | $210M | $170M | $14M | $394K | 0.71% | 11.36% | 3.04% | 0.43% |
| Q4 2023 | $216M | $198M | $160M | $14M | $363K | 1.11% | 18.28% | 3.32% | 0.46% |
| Q3 2023 | $210M | $193M | $160M | $13M | $722K | 1.26% | 21.02% | 3.39% | 0.11% |
| Q2 2023 | $212M | $194M | $156M | $13M | $677K | 1.21% | 20.31% | 3.49% | 0.11% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.