BranchWatch

South Central Bank, Inc.

Headquartered in Glasgow, KY. Part of South Central Bancshares of Kentucky, Inc. FDIC certificate #5854 · Federal Reserve RSSD 473042.

Total assets
$2.2B
Deposits
$1.9B
Q1 2026
Active branches
27
Closings since Jan 2020
2
4 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$7M
Return on assets
1.36%
Return on equity
14.78%
Noncurrent loan rate
0.39%

Deposits by year (Summary of Deposits)

1
2019
1
2020
1
2021
1
2022
2
2023
2
2024
2
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2022
1
2025

Openings by year

1
2022
1
2023
1
2025
1
2026

Other network changes since 2020

  • 1 branch relocations

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.southcentralbank.com.